Renter's Insurance
Renters insurance is an essential and often overlooked form of coverage for anyone leasing a home, apartment, or condo. While your landlord’s policy insures the building itself, it does not cover your personal belongings, liability, or temporary living expenses if something goes wrong. That’s where renters insurance comes in.
This affordable policy protects your valuables from unexpected losses like fire, theft, water damage (non-flood), and even vandalism. It also provides liability coverage in case someone is injured in your rental or you accidentally cause damage to someone else’s property—something that can easily happen in apartment living.
Discounts Available
- Paid-In-Full Discount
- Multi-Policy Discount
- Claims-Free Discount
- Home Alarm System (Fire/Burglar/Camera)
- Paperless Discount
Optional Add-Ons
- Scheduled Items (e.g. Jewelry, Fine Art, Firearms, etc.)
- Replacement Cost (instead of Actual Cash Value)
- Pet Liability
Coverages Breakdown
Personal Property Coverage: Pays to repair or replace your belongings after a covered loss. This includes furniture, electronics, clothing, kitchenware, and more.
Liability Protection: Covers legal costs, medical bills, and damages if you accidentally cause injury or damage to others—whether it’s a guest tripping in your apartment or your dog causing harm.
Loss of Use (Additional Living Expenses): Covers the cost of temporary housing, meals, and other essentials if your rental becomes uninhabitable due to a covered claim (like a fire).
