Albano Insurance

Independent, Local & Family-Owned

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Programs Offered

Defensive Driving (MyImprov)

Online Course only. Use Code: AI101 for $5 off! Save 10% on your auto policy. Complete the course online from work, home, or a local coffee shop.

Point & Insurance Reduction Program (PIRP)

Online & In-Person Courses Available. Point reduction applies only to points assessed for violations that occurred within the eighteen months immediately before course completion.

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Automobile insurance provides financial protection for drivers and their vehicles. It is designed to cover the costs associated with car accidents, including damage to the car, injuries to the driver and passengers, and liability for any damage or injuries caused to others. Automobile insurance typically includes several types of coverage, such as liability, collision, comprehensive, and personal injury protection. 

Homeowners insurance provides financial protection for homeowners in the event of damage or loss to their property. This insurance policy covers the physical structure of the home, personal property, and liability for any injuries or damages that may occur on the property. Homeowners insurance is an important as it provides valuable protection and peace of mind in the event of an unexpected loss or accident.

Renter’s insurance is a type of insurance policy that provides financial protection for personal belongings in the event of damage or loss. While a landlord’s insurance policy may cover damage to the physical structure of a rental property, it typically does not cover a tenant’s personal belongings. Renter’s insurance can provide valuable protection for renters and is generally affordable, making it an important consideration for anyone who is renting a home or apartment.

Recreational Insurance

Recreational insurance covers accidents or damage that can occur during recreational activities, such as camping, hunting, boating, or snowmobiling. It is important to have recreational insurance because accidents happen, and the cost of repairs or medical bills can be expensive. Recreational insurance typically includes liability coverage, which protects you if you are found responsible for causing injury or damage to someone else’s property. Additionally, it may also cover the cost of repairing or replacing your own recreational equipment if it is damaged or stolen.

Business liability insurance, also known as commercial general liability insurance, provides financial protection to businesses in the event of property damage, bodily injury, or personal injury. This insurance coverage can help businesses pay for legal expenses, medical bills, and other costs associated with such claims. Business liability insurance is an important safeguard for businesses of all sizes and industries, as it can provide peace of mind and protect a company’s assets from potential lawsuits and financial losses.

Workman’s compensation covers employees who suffer work-related injuries or illnesses. It provides benefits such as medical expenses, lost wages, and rehabilitation costs. Disability insurance, on the other hand, provides income replacement for workers who are unable to work due to a non-work-related injury or illness. It can help replace lost income and pay for medical expenses. Both forms of insurance go hand-in-hand are important for protecting workers in case of unexpected health problems.

Our Insurance Partners

American European

Phone: (800) 222-3058

The Andover Companies

Phone: (800) 225-0770
Phone: (800) 225-0770

Encompass

Phone: (800) 262-9262

Foremost

Phone: (800) 532-4221

Hanover

Phone: (800) 922-8427

Kemper

Phone: (866) 860-9348

The Main Street America Group

Phone: (800) 258-5310

New York State Insurance Fund

PHONE

Plymouth Rock

Phone: (844) 748-8856

Progressive

Phone: (833) 616-5446

Shelter Point

PHONE

Utica National

Phone: (800) 216-1420