Protect Your Ride with Motorcycle & Street Bike Insurance
Whether you ride a cruiser, sport bike, touring motorcycle, or something in between, having the right motorcycle insurance isn’t just about meeting legal requirements—it’s about protecting yourself, your bike, and your financial future. In New York and Connecticut, motorcycle coverage is required by law for street-legal use, and the right policy can help you ride with peace of mind.
From weekend riders to daily commuters, motorcycle insurance is a smart investment that goes beyond minimum liability protection.
Products Available
- Motorcyles
- Street Bikes
- Classic, Historic & Vintage
What Does Motorcycle Insurance Cover?
Liability – Covers injury or property damage to others if you’re at fault
Collision – Pays to repair your motorcycle after an accident
Comprehensive – Covers theft, vandalism, fire, and weather damage
Uninsured/Underinsured Motorist – Protects you if another driver doesn’t have enough coverage
Optional Add-ons – Gear coverage, roadside assistance, and coverage for custom parts
How Premiums Work
Your motorcycle insurance rate is based on:
The type of bike you ride
Your age, location, and driving history
How often and where you ride
Your coverage limits and deductible
Discounts may be available if you:
Complete a motorcycle safety course
Bundle with other policies (like auto or home)
Keep your bike garaged or use an anti-theft device
đź“Ś Bottom Line
Riding without coverage can lead to serious penalties—and major out-of-pocket costs. Motorcycle insurance gives you the protection you need to ride legally and confidently in NY and CT.
