Recreational Insurance
Recreational vehicles come in many forms—from off-road machines to home-on-wheels motorhomes—but they all have one thing in common: they’re not covered by standard auto or homeowners insurance. Whether you ride trails, explore backroads, or travel the country in an RV, the right insurance protects your investment and reduces liability risks.
If it moves, rolls, or rides for fun or travel in New York or Connecticut, we can help you insure it properly.
Protection for ATVs, Dirt Bikes, Golf Carts, RVs & Off-Road Fun
Types of Recreational Insurance
What Does Recreational Vehicle Insurance Cover?
Most policies can be customized to include:
Liability Coverage
Protects you if you cause injury or damage to othersCollision Coverage
Covers repairs or replacement after an accidentComprehensive Coverage
Covers theft, vandalism, fire, flooding, animal damage, and moreMedical Payments
Helps cover medical costs for you or your passengers if injured while ridingAccessory & Equipment Coverage
Covers modifications, racks, plows, winches, light bars, etc.Transport & Storage Coverage
Protection while your vehicle is trailered or in storage
Discounts Available
📌 Bottom Line
Recreational vehicles open the door to adventure—but they also carry real risks. From dirt bikes and ATVs to snowmobiles and RVs, a customized insurance policy helps protect your vehicle, your finances, and your freedom to explore. Whether you’re hitting the trails, cruising a campground, or traveling the country, we’ll help you ride protected.